TODAY'S RATES
Feb. 8, 2010
Loans up to $417,000

RATES SUBJECT
TO CHANGE AT
ANY TIME

Fixed Rate Options

Term 30 Years
Rate 5.000%
APR 5.056%
Points 0

Example: Monthly principal and interest payments on a loan amount of $150,000 for 30 years at the above rate would be $805.23

Term 15 Years
Rate 4.375%
APR 4.470%
Points 0

Example: Monthly principal and interest payments on a loan amount of $150,000 for 15 years at the above rate would be $1,138.31

Adjustable Rate Options

We offer a variety of Adjustable Rate terms.  Please call for current rates on these products.
RATES SUBJECT
TO CHANGE AT ANY
TIME

RATES QUOTED ABOVE ARE FOR PURCHASE MONEY,OWNER OCCUPIED, 30 DAY LOCKS, AND A MINIMUM LOAN AMOUNT OF $100,000

APR'S ARE BASED ON A LOAN AMOUNT OF $150,000.00 AT AN 80% LOAN TO VALUE RATIO AND PREPAID FINANCE CHARGES OF $852.00.