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TODAY'S RATES
Nov. 24, 2014
Loans up to $417,000

RATES SUBJECT
TO CHANGE AT
ANY TIME

Fixed Rate Options

Term 30 Years
Rate 4.125%
APR 4.191%
Points 0

Example: Monthly principal and interest payments on a loan amount of $150,000 for 30 years at the above rate would be $726.98

Term 15 Years
Rate 3.25%
APR 3.364%
Points 0

Example: Monthly principal and interest payments on a loan amount of $150,000 for 15 years at the above rate would be $1,054.01



Adjustable Rate Options

We offer a variety of Adjustable Rate terms.  Please call for current rates on these products.
RATES SUBJECT
TO CHANGE AT ANY
TIME

RATES QUOTED ABOVE ARE FOR PURCHASE MONEY,OWNER OCCUPIED, 30 DAY LOCKS, AND A MINIMUM LOAN AMOUNT OF $100,000

APR'S ARE BASED ON A LOAN AMOUNT OF $150,000.00 AT AN 80% LOAN TO VALUE RATIO AND PREPAID FINANCE CHARGES OF $1.181.00.

CAPITAL CITY BANK offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

Fixed Rate Mortgages
Jumbo Loans
Adjustable Rate Mortgages (ARM)
Construction Loans

Reverse Mortgages

 
Fixed Rate Loans Less Than $417,001
Fixed Rate Loans Greater Than $417,000 (Jumbo)
3/1 ARM
5/1 ARM
7/1 ARM
10/1 ARM
Construction Loans

Fixed Rate Loans Less Than $417,001
A fully amortizing loan over a specified period of time (10 to 30 year) in an amount of $417,000 or less.

Term: 30 years   Maximum Amount: $417,000

Fixed Rate Loans Greater Than $417,000 (Jumbo)
A fully amortizing loan over a specified period of time (10 to 30 years) above $417,000.

Term: 30 years   Maximum Amount: $1,500,000

3/1 ARM
An adjustable rate loan that is fixed for the first 3 years and adjusts annually thereafter.

Term: 30 years   Maximum Amount: $417,000

5/1 ARM
An adjustable rate loan that is fixed for the first 5 years and adjusts annually thereafter.

Term: 30 years   Maximum Amount: $417,000

7/1 ARM
An adjustable rate loan that is fixed for the first 7 years and adjusts annually thereafter.

Term: 30 years   Maximum Amount: $417,000

10/1 ARM
An adjustable rate loan that is fixed for the first 10 years and adjusts annually thereafter.

Term: 30 years   Maximum Amount: $417,000

Construction Loans

Contact the Mortgage Loan Department for information, rates, and terms for construction loans.